Installment loans

Loans with repayments spread over equal installments


Installment loans from 3 - 120 months

365 Loans offers short or long term loans that can be used for a variety of reasons such as urgent bills, home repairs, medical bills, and more. With competitive interest rates and flexible terms, Canadians can get an installment loan with affordable payments. No matter your credit score, we have options for individuals with any financial history.

Loan details

Amounts from

$500 – $50,000

Rates starting from


Terms from

3 – 120 months


– Must be at least 18 years old

– Have a Canadian bank account

– Have at least $1,200 in monthly income

– Be a resident of Canada

How to get an installment loan

3 Simple Steps

1. Select a loan

Choose from one of our personalized loans including personal loans, debt consolidation loans, installment loans, and bad credit loans

2. Submit your application

Fill out our easy online application. Applying is fast, simple, and secure. We use this information to find you the best personalized loan offers

3. Get your loan offer

Based on your application, we will provide customized loan offers which will show the best rates on the market and flexible terms


Loans made easy

Get the funding you need in a few easy steps. 365 Loans compares the best rates and terms in Canada to find the best option for you. Apply online anywhere, anytime, 24/7, 365.

Frequently Asked Questions

What are your requirements?

To apply for a loan, you must: be 18 years of age or older, be a Canadian resident, have a source of income (can be employment income or government assistance).

When will I receive my money?

Once your loan application is received, it usually takes 24 to 48 hours to receive the funds. In some circumstances, it could take a little longer. But not to worry, we will guide you and keep you updated every step of the way.

Can I apply if I have bad credit?

We work with many different lenders. Some of which specialize in dealing with individuals with poor or no credit. As long as you have income, getting a loan with us shouldn't be an issue!

Do I need to make an in-person appointment?

Nope! Our entire loan application is done online and can be completed anywhere, anytime. Feel like doing it in your pajamas? Go for it!

I'm self-employed, am I eligible?

Of course! We love working with Canadian entrepreneurs and can get you the funds you require. As long as you have some income, there shouldn't be any issues matching you with one of our lenders specializing in self-employed loans.

Quick & simple loans for anyone!

No obligation. Any credit accepted.