Find the best loan rates in Canada

Answer a few simple questions and get multiple loan offers in minutes!

No fees | No obligation | Any credit accepted

How it works

3 simple steps

1. Select a loan

Choose from one of our personalized loans including personal loans, debt consolidation loans, installment loans, and bad credit loans

2. Submit your application

Fill out our easy online application. Applying is fast, simple, and secure. We use this information to find you the best personalized loan offers

3. Get your loan offer

Based on your application, we will provide customized loan offers which will show the best rates on the market and flexible terms

No obligation. Any credit accepted.

Loan details

Amounts from

$500 – $50,000

Rates starting from


Terms from

3 – 120 months


– Must be at least 18 years old

– Have a Canadian bank account

– Have at least $1,200 in monthly income

– Be a resident of Canada


Loans made easy

Get the funding you need in a few easy steps. 365 Loans compares the best rates and terms in Canada to find the best option for you. Apply online anywhere, anytime, 24/7, 365.

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4.4 Star Rating on Google


Very informative and professional. I am impressed with Rondha for recommending other useful information and programs based on my current needs. Thank you for being proactive.

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Rachel R.

Colin was great. I am familiar with how Credit works and what I need to do to get a good approval…I was and am impressed that your company offers out the box solutions for people, and follows up as well…thank you.

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Kelly K.

These workers make it there business on a daily basis to go to ends to aid each client in every which way possible. Thank you Colin for being a great employee and actually placing yourself in the clients shoes. Thanks for everything.

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Kimisha J.

Personalized Loans

Select a loan type that suits your needs and situation

Frequently Asked Questions

What are your requirements?

To apply for a loan, you must: be 18 years of age or older, be a Canadian resident, have a source of income (can be employment income or government assistance).

When will I receive my money?

Once your loan application is received, it usually takes 24 to 48 hours to receive the funds. In some circumstances, it could take a little longer. But not to worry, we will guide you and keep you updated every step of the way.

Can I apply if I have bad credit?

We work with many different lenders. Some of which specialize in dealing with individuals with poor or no credit. As long as you have income, getting a loan with us shouldn't be an issue!

Do I need to make an in-person appointment?

Nope! Our entire loan application is done online and can be completed anywhere, anytime. Feel like doing it in your pajamas? Go for it!

I'm self-employed, am I eligible?

Of course! We love working with Canadian entrepreneurs and can get you the funds you require. As long as you have some income, there shouldn't be any issues matching you with one of our lenders specializing in self-employed loans.

Quick & simple loans for anyone!

No obligation. Any credit accepted.