Debt consolidation loans

Combine multiple loans into one affordable payment

QUICK & SIMPLE ONLINE LOANS IN CANADA

Debt consolidation loans from $500 - $50,000

365 Loans’ debt consolidation loans are used to pay off high interest debt you may have. It works by combining multiple loans such as credit card debt and personal loans into one making it more affordable and easier to manage. The goal when consolidating your debt is to save money on interest and become debt free sooner.

Loan details

Amounts from

$500 – $50,000

Rates starting from

6.99%

Terms from

3 – 120 months

Requirements

– Must be at least 18 years old

– Have a Canadian bank account

– Have at least $1,200 in monthly income

– Be a resident of Canada

How to get a debt consolidation loan

3 Simple Steps

1. Select a loan

Choose from one of our personalized loans including personal loans, debt consolidation loans, installment loans, and bad credit loans

2. Submit your application

Fill out our easy online application. Applying is fast, simple, and secure. We use this information to find you the best personalized loan offers

3. Get your loan offer

Based on your application, we will provide customized loan offers which will show the best rates on the market and flexible terms

WHY CHOOSE 365 LOANS?

Loans made easy

Get the funding you need in a few easy steps. 365 Loans compares the best rates and terms in Canada to find the best option for you. Apply online anywhere, anytime, 24/7, 365.

Frequently Asked Questions

What are your requirements?

To apply for a loan, you must: be 18 years of age or older, be a Canadian resident, have a source of income (can be employment income or government assistance).

When will I receive my money?

Once your loan application is received, it usually takes 24 to 48 hours to receive the funds. In some circumstances, it could take a little longer. But not to worry, we will guide you and keep you updated every step of the way.

Can I apply if I have bad credit?

We work with many different lenders. Some of which specialize in dealing with individuals with poor or no credit. As long as you have income, getting a loan with us shouldn't be an issue!

Do I need to make an in-person appointment?

Nope! Our entire loan application is done online and can be completed anywhere, anytime. Feel like doing it in your pajamas? Go for it!

I'm self-employed, am I eligible?

Of course! We love working with Canadian entrepreneurs and can get you the funds you require. As long as you have some income, there shouldn't be any issues matching you with one of our lenders specializing in self-employed loans.

Quick & simple loans for anyone!

No obligation. Any credit accepted.